The big thing about Garrett turbos are the ball bearing center and being water and oil cooled.
The ball bearing versus the journal bearing difference is huge! You really cant compare the two! For one the responsiveness of the ball bearing is ten times better than your journal. In other words you can go much larger turbo with garrett and recieve allot let turbo lag! Thats a huge bonus! GT28RS turbo is larger than a stock T28 turbo, however the gt28RS will be spooling allot quicker...ballbearing versus the journal bearing.
Reliability also comes into play! garrett ball bearing turbos can handle huge amounts of boost non stop! And Im talking about boost here...2bar plus!
Journal bearing cant take that type of punishment! They just wont last as long on high boost applications. Fitting a turbo and be able to make good power is the easy part....getting it to make power reliable is a whole different story!
I spent R50k on a plain motor swop....not making huge power but making it reliable 200kw on the wheels everyday.
Im not saying other turbos are crap. Go for what suits your pocket. If you go for the "truck" turbos dont go for a high boost application, keep to 1 bar boost. Also expect to have allot of lag if you go for a large turbo, otherwise stick to a smaller turbo with less lag....
In the long run I just think saving up and bying a proper Garrett will save you money on turbo rebuilds.
I didnt have the money for a garret so I stuck with the stock turbo untill I could afford it....unfortunatly the car was sold before then! 😂